Homeowner Protection

Common sense protection
for every request.

Zwivio is a dispatch platform, not a contractor. Here is exactly how that protects you, and where the limits are.

What Zwivio Handles

  • Coordinating dispatch and rerouting if needed.
  • Protecting your private contact information.
  • Verifying contractor license and insurance.

What the Contractor Handles

  • The trade work and service quality.
  • Onsite safety and job completion.
  • Direct responsibility for work warranties.

If a contractor falls through

We automatically begin rerouting your request if a contractor cancels.

  • You'll get a text update as soon as rerouting begins. You don't have to call anyone or resubmit your request.
  • This is part of the dispatch role. We keep coordinating and updating you while we work to get coverage.
  • No resubmission is needed; we handle the continuity of service from our end.
Where the limit is

Routing is a coordination effort, not an unlimited guarantee.

How your information is protected

Your details stay private through a governed assignment workflow.

  • The contractor assigned to your job can view your contact details through their secured portal page only.
  • No other contractor, whether they declined or are still in the queue, ever sees your information.
  • When the job closes, access to your details is automatically rescinded.
Where the limit is

We do not blast your contact details via unencrypted channels like email or SMS.

Who can take an assignment

Verified requirements, not optional badges. Mandatory standards for every contractor.

  • Every contractor on Zwivio must hold a valid Wisconsin license and active liability insurance to join the network.
  • Requirements are verified and continuously monitored, not just checked once.
  • Contractors with lapsed credentials are removed from the platform immediately.
Where the limit is

Contractor participation is contingent on active compliance with these baseline standards.

If there is an issue with the work

What to do if something goes wrong. We are here to help coordinate the path forward.

  • If you have a concern about the work, the first step is to contact your contractor directly.
  • If you cannot reach them, Zwivio can help coordinate the connection and reconnect the parties.
  • Zwivio can review contractor standing based on documented issues to ensure platform quality.
Where the limit is

The contractor remains responsible for the work and warranties. Zwivio dispatches but does not perform trade work.

For the canonical homeowner explainer and platform-wide mechanics, read What is Zwivio (homeowners) and the business model.

Ready to request with confidence?

Free for homeowners, private by default, and routed to one verified contractor.

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